Services – ASDatalab Technologies

Credit Risk Modelling

Develop custom scorecards and predictive models to assess borrower creditworthiness. We leverage machine learning to analyse structured and unstructured data, improving accuracy and inclusivity. Case studies show AI‑based models reduce default rates while expanding access to credit ^[1].

Fraud Detection & Prevention

Implement real‑time anomaly detection using deep learning and graph analytics to catch fraud before it happens. By analysing purchasing patterns and payment histories, AI increases fraud detection rates and reduces false positives ^[1].

Underwriting Automation

Automate decision workflows with explainable AI models and natural language processing to process KYC documents, income statements and collateral information. Reduce manual effort and speed up loan approvals without compromising compliance.

Predictive Analytics & Insights

Turn your data into actionable insights. Our analytics solutions forecast cash flows, customer churn and portfolio performance using advanced forecasting techniques. This helps you make proactive decisions and allocate capital efficiently.

Compliance & RegTech Solutions

Stay ahead of evolving regulations with AI tools that automate compliance checks and monitor changes in legal guidelines. By continuously analysing regulatory texts, our models generate actionable recommendations ^[3], helping you remain compliant without excessive overhead.

Data Engineering & Infrastructure

Build scalable data pipelines and cloud architectures that underpin AI solutions. We design ETL processes, ensure data quality and deploy models into production with robust governance and monitoring.